Transform From Being A Renter To Homeowner; Try Rent To Buy Home Today

By Kerrie Kelso

For renters with very limited income, there has been no perfect time for them to purchase a house of their own. With the financial crisis that most people are now experiencing, not all people are lucky to be approved on their mortgage or housing loans. Anyway, these types of companies have very high requirements, and that they are less forgiving, if ever you encounter any problems with them.

If you want to break free from the rental cycle, then the rent to buy home can be an effective way to finally get the chance of paying for your own home, even without stepping inside a bank or a lending company.

Rent to buy home doesn't require you to pay in bulk immediately; and at the same time, it also doesn't mean owning a house right away. Payment is done gradually and all depends on the buyer and seller agreement, until it comes time that the property becomes yours.

A slowly but surely process that will not deprive you from your daily financial needs. How and where can you get sellers that would be interested to sell their house to you using the rent to buy home method?

If you have been aware of property sellers using FSBO or For Sale By Owner method, this is one way where a seller directly sells its properties to buyers, without the presence of realtors. A realtor, if you do not know yet, earn big commissions in every deal that he closes, and some sellers choose to get rid of or avoid the presence of realtor. The main purpose of just getting as much of the proceedings of the sale for themselves. One reason is that they badly need the money to fix their financial troubles with certain companies, like lending companies or banks.

Whatever reason they have, this can be a very good opportunity for you to settle a deal; a deal that will not be one-sided, but an agreement that will best answer the problems of the two parties involve.

The rent to buy home concept is not fixed and can be revised as long as both parties will agree on it. Buying a house will surely be a lot more expensive than renting a house, but the rent to buy home method doesn't require you to deprive yourself from your basic needs. To conclude, rent to buy home is the perfect solution for both the seller's and buyer's problem. The seller is able to sell his home and fix his financial setbacks, and the buyer, finally getting the chance to purchase his own home.

About the Author:

Powered by Blogger