Purchasing Commercial Or Residential Property In Australia

By Alana Redmana

Thankfully Australia has managed to weather the economic downturn quite well. Along with Canada they have felt the 'credit crunch' allot less than other countries around the world. Due to stricter lending rules and more land available to build homes, Australia did not see the 'Boom' which other countries experienced in 2004 - 2006.

However, expert opinions are divided as to whether 2010 will see an increase or a decrease in prices. The majority of financial specialists in Australia tend to agree that property prices will fall by between 5 and 10% next year and an increase in property prices will not be evident until at least 2011.

Inevitably, the Australian property market will be affected by four main factors. Employment, debt, global economy and house price stability. Debt is at an all time high and as the property market increases numbers of buyers will drop as they simply cannot afford to get into anymore debt.

Throughout Australia, unemployment rates are rising. Due to the global economy many businesses are playing safe and many full time employees have been changed to part time thus saving the company on wages, tax and health care expenses. Redundancies will also increase if the economy does not pick up.

Thankfully during 2009, Australia property market managed to maintain a solid ground and if the Australian Government can keep interest rates low and hold back on repossessions then an increase on property prices should be seen in a couple of years.

The Australian banks seem to be working with their customers to help bring back the economy and are allowing customers to keep hold of their homes. If banks hold large amounts of overvalued repossessions then the market will surely suffer.

Although reserved, overseas buyers are still evident. Like any investment, real estate has its upsides and downsides but in Australia, extra taxes and fees associated with owning property are kept fairly low.

Investment from foreign parties is important to any countries economy. Due to this, Australia has made purchasing property fairly simple. Even though agreement from the Australian Government has to be sought prior to purchasing after this the process is fairly straightforward.

So whether it is a commercial or residential property you are investing in, Australia is still a prime country for investment and will no doubt ride out the storm for the next year or so.

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