How to Hold Down Your Oregon Auto Insurance Quote When You Add Your Teen
Need to get new Oregon auto insurance quotes and a teen is going to be driving now? This can be quite a shock to your budget. It's not unusual for your OR insurance quotes to jump as much as 50% and high as 100% from where it currently is. That's quite a bit of an increase. While there are reasons for this, there's also tricks to help counter that when you get your Oregon auto insurance quote.
The reason for the increase in a Oregon car insurance quote with a teen driver is that 15-20 years die more from vehicle deaths than any other way. To protect themselves from this situation insurance companies charge more to cover their exposure to lawsuits and claims. So the rate you get reflects the risk an insurance company takes. This may be a good business move but it impacts your pocketbook. Understand that with cell phone use and text messaging while driving as well as other foolish mistakes, teen drivers are more likely to have an accident.
Two recent studies found two interesting points about teen drivers. Late night or later in the day are the times teens are more likely to have accidents. Teen drivers are now seeing changes to their driving laws in a number of states to counter this issue. Secondly, teens that drive with friends are more likely to have an accident.
So what options are there when you need an Oregon auto insurance quote? Actually, there are several steps to lower this quote. The more options that you choose the great chance of an affordable Oregon car insurance quote. The first step is to shop online for competitive OR auto insurance quotes. Online shopping gets several quotes from different companies bidding for your business. You are sure to be able to find one that fits your requirements. It also is a snap to do since you complete a simple form, press submit and you'll get several quotes sent to you to choose.
If you've got a good student, look into a Good Student discount. A GPA of B or better is usually required by most insurance companies for the discount. Definitely worth spending a few minutes to see if this is available to you.
If you add electronic devices to your cars to monitor your teen's driving you can also get discounts. Several of the insurance companies are subsidizing the cost of adding these devices and offer discounts to families that obtain their insurance through them as well. It's worth taking the time to look into this when you are getting a Oregon car insurance quote.
Don't forget to see about driving safety classes for both parents and their teen driver. You are eligible for a Oregon auto insurance quote discount when both the parents and the child take the course. Who knows, your child is sure to learn something and you may as well.
It's never going to be cheap to find an Oregon auto insurance quote with a new driving teen, you can definitely find options to lower the expense. By looking online and finding all the possible discounts, you can certainly reduce your costs. Then just hope that your teen has learned something and quickly becomes a safe driver!
The reason for the increase in a Oregon car insurance quote with a teen driver is that 15-20 years die more from vehicle deaths than any other way. To protect themselves from this situation insurance companies charge more to cover their exposure to lawsuits and claims. So the rate you get reflects the risk an insurance company takes. This may be a good business move but it impacts your pocketbook. Understand that with cell phone use and text messaging while driving as well as other foolish mistakes, teen drivers are more likely to have an accident.
Two recent studies found two interesting points about teen drivers. Late night or later in the day are the times teens are more likely to have accidents. Teen drivers are now seeing changes to their driving laws in a number of states to counter this issue. Secondly, teens that drive with friends are more likely to have an accident.
So what options are there when you need an Oregon auto insurance quote? Actually, there are several steps to lower this quote. The more options that you choose the great chance of an affordable Oregon car insurance quote. The first step is to shop online for competitive OR auto insurance quotes. Online shopping gets several quotes from different companies bidding for your business. You are sure to be able to find one that fits your requirements. It also is a snap to do since you complete a simple form, press submit and you'll get several quotes sent to you to choose.
If you've got a good student, look into a Good Student discount. A GPA of B or better is usually required by most insurance companies for the discount. Definitely worth spending a few minutes to see if this is available to you.
If you add electronic devices to your cars to monitor your teen's driving you can also get discounts. Several of the insurance companies are subsidizing the cost of adding these devices and offer discounts to families that obtain their insurance through them as well. It's worth taking the time to look into this when you are getting a Oregon car insurance quote.
Don't forget to see about driving safety classes for both parents and their teen driver. You are eligible for a Oregon auto insurance quote discount when both the parents and the child take the course. Who knows, your child is sure to learn something and you may as well.
It's never going to be cheap to find an Oregon auto insurance quote with a new driving teen, you can definitely find options to lower the expense. By looking online and finding all the possible discounts, you can certainly reduce your costs. Then just hope that your teen has learned something and quickly becomes a safe driver!
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