Do You Really Need To Insure Your Wedding?

By Kathy Forcey

When you delve into your memory for the happiest days of your life is as you get engaged, he bends down on one knee and asks in the old fashioned manner, maybe he puts your engagement ring in your glass of champagne or maybe he has "will you marry me" shown on the score board at the basketball game.

Then the real work starts, organizing your wedding is really hard work. You must organize lots of different things and stick within a prepared budget that you and your husband to be set. Although you are looking through the hundreds of marriage magazines and booklets that vendors provide for you it is effortless to consider nothing but good things.

It is however a heartbreaking actuality of life that things do go awry. Everyone has car insurance, we all have house insurance, of course we pray we do not ever need to use them but we still have them anyway. Everyone is aware of the enormous prices of cars and houses and if or when you have to buy a new one of them it is likely going to hurt you, or clean you out, financially.

Spend a minute to look at all the money you are laying out on your wedding day. How much are you paying for flowers alone for your wedding? What about the Rolls Royce you are renting for the day, and even the priest isn't free.

It probably will seem that everyone who comes close to you in the run up to your wedding ceremony requests money. You pay every vendor a deposit and then they require the rest of the money before the actual day and then you trust that the vendors will turn up and do a good job.

What will happen if your food vendor gives all your visitors food poisoning, what if the band leader drops his microphone stand on your mother in law from the stage? None of us likes to consider how they will possibly deal with the ensuing court case but the fact of life is if any of these terrible things happen you will dream that you had wedding liability insurance.

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