The Orchard Bank Credit Card Can Help Your Credit

By Andy Zain

Credit cards are not that easy to get nowadays. It can be especially difficult if you have credit that is not that great. If your credit score needs some help you may need to apply for the HSBC Orchard Bank MasterCard. Their cards are great if you want to raise your score. They offer cards that will help you to get better credit and also will teach you to manage your money better. Read the following benefits and you will decided that you want the card, too. The Orchard Bank credit card is really there to help you.

o The annual percentage rate is low for most people. It is normally between 8 and 9 percent.

If you have bad credit than you can get help by Orchard Bank to rebuild your credit. The will issue you a card that will meet your needs.

When your credit is not that great or you have filed bankruptcy then Orchard Bank Credit Card can help you. You need a credit card just in case and this one is good to have. The yearly fee you pay is dependent on what your credit report looks like. An application fee will also be charged.

Cards that you can be approved for are a secured card, classic card, unsecured card and a platinum card. You will be approved for the card that matches your credit. The fees that you are charged will depend on your credit. It will change the annual fee, application fee and apr that you are charged.

For those with bad credit the secured master card can really help them. The annual fee is $35 and the application fee is dependent on your credit. The amount on the card is the amount that you end up depositing onto the card.

The classic card is like the secured card and the yearly fee is $49. You will also be charged a fee for processing of the same amount.

The Orchard Bank Gold Master Card is an unsecured credit card as is the Platinum master card.

So if you decide that you want to apply for an Orchard Credit Card than you will find that your credit will improve if you make regular payments on time. This card is more reasonable in their fees than other credit cards that offer similar cards for people with poor credit. It is important to rebuild your credit. Rebuild your credit with a credit card from a well known company that has a great reputation. If you have bad credit, filed bankruptcy or have no credit history then you can rebuild with Orchard Bank credit card.

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