Eligibility Requirements for International Student Health Insurance Plan
International students who gain admission in the US or move out of the United States to another country to pursue studies can opt for international student insurance plans offering worldwide coverage to avail best benefits.
The international student medical insurance plan covers a wide range of benefits like medical expenses, prescription medication expenses, mental health coverage, sports coverage, maternity costs and also coverage for terrorist attacks. The plans that have been put forth by established insurance providers are likely to be approved by many schools both in USA and Europe and meet the requirements of the schools in those countries.
Once you gain confirmation of your admission in any school, contact your insurance provider to ensure that the insurance plan opted by you would be accepted by the school. The insurance companies send you the completed waiver form which you can provide to the school?s Student Health Centre.
International student insurance plans offer coverage not only for the student / individual but also for the spouses and children. Read the policy documents carefully to be aware of the benefits and exclusions.
Read the pre-existing conditions clause of your plan carefully. Most of the plans state that a waiting period of 12 months is required to cover the benefits. But some of the schools insist on a 6 months waiting period. In that case, you need to find a plan which meets the requirements of the school.
Every individual who wants to avail insurance for international student plan should meet certain eligibility criteria. For instance, you need to either be a full time student or a full-time scholar performing research for a minimum of 30 hours every week in an educational institution. The international student insurance plan also requires a valid educational visa as proof.
In addition to the individual, dependants also need to meet some eligibility criteria. In case of spouse, a legal marriage proof is required. Children should be less than 19 years and unmarried. They should be dependant on the individual for support.
The insurance provider should be rated well by AM best rating company to ensure financial stability. It is also important to make sure the company offers round-the-clock-assistance across all countries in case of emergencies.
The international student medical insurance plan covers a wide range of benefits like medical expenses, prescription medication expenses, mental health coverage, sports coverage, maternity costs and also coverage for terrorist attacks. The plans that have been put forth by established insurance providers are likely to be approved by many schools both in USA and Europe and meet the requirements of the schools in those countries.
Once you gain confirmation of your admission in any school, contact your insurance provider to ensure that the insurance plan opted by you would be accepted by the school. The insurance companies send you the completed waiver form which you can provide to the school?s Student Health Centre.
International student insurance plans offer coverage not only for the student / individual but also for the spouses and children. Read the policy documents carefully to be aware of the benefits and exclusions.
Read the pre-existing conditions clause of your plan carefully. Most of the plans state that a waiting period of 12 months is required to cover the benefits. But some of the schools insist on a 6 months waiting period. In that case, you need to find a plan which meets the requirements of the school.
Every individual who wants to avail insurance for international student plan should meet certain eligibility criteria. For instance, you need to either be a full time student or a full-time scholar performing research for a minimum of 30 hours every week in an educational institution. The international student insurance plan also requires a valid educational visa as proof.
In addition to the individual, dependants also need to meet some eligibility criteria. In case of spouse, a legal marriage proof is required. Children should be less than 19 years and unmarried. They should be dependant on the individual for support.
The insurance provider should be rated well by AM best rating company to ensure financial stability. It is also important to make sure the company offers round-the-clock-assistance across all countries in case of emergencies.